The Shalom Trust Blog

Phone managed by MDM next to the enrollment, customer assignment, security policy and lock functions

What is an MDM and how does it work for financed phones?

What an MDM is, how it protects an Android phone or iPhone, and how a general MDM differs from one built for selling devices on credit.

Shalom Trust 30 Oct 2026 6 min readRead article

Guides and resources

Sales advisor showing a customer a phone with the non-payment lock notice and the steps to reactivate it

How does locking phones for non-payment work?

Delinquency policies, locking and unlocking financed phones: how it works from start to finish and how to apply it with clear rules.

30 Oct 2026 · 7 min readRead more

Store advisor in front of an illustrative portfolio dashboard with delinquency, overdue accounts and reminders sent

How to reduce delinquency in a phone store

Tailored installments, reminders, follow-up by aging bucket and payment promises: a practical method to organize a phone store's portfolio.

30 Oct 2026 · 8 min readRead more

Phone protected by MDM next to the device dashboard and the sale, installments and collections steps

How to finance phones directly from your store

Contracts, payment schedules, risks and daily operations: what a store needs to sell phones on credit with its own financing program.

30 Oct 2026 · 8 min readRead more

Salesperson checking an iPhone next to a dashboard with the list of financed devices and their status

How to manage iPhones sold on credit

The daily operation of a financed iPhone portfolio: preparation, delivery, follow-up and release, to sell iPhones on credit in an orderly way.

30 Oct 2026 · 4 min readRead more

Businessman with an iPhone in front of an MDM dashboard with active, configuring and locked devices

Apple MDM for companies financing iPhones

What a company needs to finance iPhones in an orderly way: a platform connected to collections, a preparation process, a contract and people in charge.

30 Oct 2026 · 3 min readRead more

Row of Samsung, Xiaomi, Redmi and Honor phones to compare their MDM compatibility

MDM compatibility for Samsung, Xiaomi, Redmi and HONOR

Build your credit catalog with Samsung, Xiaomi, Redmi and HONOR: which models to prioritize and how to confirm each one before financing it.

30 Oct 2026 · 3 min readRead more

Computer showing an illustrative delinquency rate chart

How to calculate your business's delinquency rate

Delinquency rate formulas by amount, by number of credits, by aging bucket and by vintage, with illustrative examples and how to interpret them.

30 Oct 2026 · 6 min readRead more

Agent wearing a headset smiling in front of a CRM screen

What a collections CRM is and what it is for

What a collections CRM is, how it differs from a sales CRM, which modules it usually has, who uses it every day and how to tell if your business needs one.

30 Oct 2026 · 5 min readRead more

Thoughtful man looking at a comparison between a spreadsheet and credit software

Excel or credit software: which one suits your business

A comparison between a spreadsheet and specialized credit software: costs, risks, signs it is time to switch and how to make the move.

30 Oct 2026 · 5 min readRead more

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